INSURERS – Q & A
The insured pays property taxes, which include the cost of the fire department services, so how is it they are being charged again?
Fire Marque details the areas that show the property owner is not being charged again.
Does Fire Marque Inc. have a legal right to claim reimbursement of these expenses?
Can I obtain the names of the firefighters that are listed on the invoice?
How is Fire Marque Inc. paid for their services?
When the Fire Marque Inc. invoice is more than the insurance coverage, does the insured have to pay the balance?
Are the Municipalities’ By-Laws enforceable?
Yes. The Insurance Bureau of Canada’s (IBC), Director of Media and Digital Communications, Steve Kee forwarded the following response from the IBC’s Consumer Information Centre staff to Eric Lai at Wheels.ca “I can tell you from experience that these By-Laws are enforceable. I tried the argument that fire departments operating expenses are paid for by my taxes but to no avail. If there is a claim covered by an insured peril, then the Fire Department charges are covered up to a specific limit.”